Green Finance Loan
Green Finance Products
Green Finance Scheme (GFS)
End To End Energy Efficiency (4E) Scheme
Green Finance Scheme (GFS)
Key Features
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Term Loan (Rupee or Foreign Currency)
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Loan amount for
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MSMEs up to Rs. 20 Cr.
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Service providers/ aggregators up to Rs. 50 Cr.
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Repayment upto 7 years with moratorium upto 2 years.
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Attractive rate as per internal ratings
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Assistance may be covered under Risk Sharing Facilities like CGTMSE, PRSF, etc.
Eligibility
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Manufacturing and Service providers (RESCOs, ESCOs, EPCs, Vendors etc) and MSMEs on either supply side or demand side of the green value chain.
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MSMEs executing projects/providing services, related to the activities i.e. Energy Efficiency, Renewable Energy, Compressed Bio Gas, Water & Waste Water Management, Solid Waste Management, E-Mobility, etc.
End To End Energy Efficiency (4E) Scheme
Key Features
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Assistance for capital expenditure including for purchase of equipment/machinery, installation, civil works, commissioning, etc.
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100% financing for loans upto Rs. 50 crore with security of 25% in form of fixed deposit.
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Financing upto Rs. 7.5 crore subject to maximum of 90% of the project cost under promoter contribution model.
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Attractive fixed rate of Interest.
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Repayment upto 60 months with moratorium upto 6 months.
Eligibility
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MSMEs in the manufacturing or services sector.
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MSMEs requiring capex to transit to cleaner fuel.
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MSMEs are required to establish energy efficiency / GHG emission reduction.
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MSMEs are also required to comply with E&S framework of the Bank.
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MSMEs should be in operation for least 1 year and should not be in default to any Bank/FI.
