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Bisht Debt Solutions has Multiple tie-ups with the Financial Institutions in the Industry to Provide our customers uninterrupted experience.

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Bisht Debt Solutions Provides Services Through Different Banks & Financial Institutions

Description:
A comprehensive loan product for MSMEs seeking financial assistance for expansion, modernization, or adopting energy-efficient technology.

Key Features:

  • Financing for purchasing land, constructing factory buildings, acquiring machinery, installing rooftop solar systems, and energy-efficient devices.
  • Financial support for business expansion, modernization, and technology upgrades in the same line of business.
  • Loan amount up to ₹50 Crore, covering up to 80% of the project cost.
  • Competitive interest rates linked to MCLR.
  • Flexible repayment tenure of up to 7 years, including a moratorium of up to 2 years.

Eligibility:

  • Minimum of 2 years of operations with audited financial accounts.
  • Cash profit in the most recent audited financial results.
  • No history of defaults with banks or financial institutions.

Description:
A specialized loan product to support export-oriented MSMEs in scaling their business through modernization, technology upgrades, and R&D.

Key Features:

  • Financing for export-oriented MSMEs diversifying into new products or upgrading technology.
  • Loan coverage up to 80% of the project cost, with joint financing options available through EXIM Bank.
  • MCLR-linked attractive interest rates.
  • Technical and mentorship support, including equity funding.
  • Up to 25 basis points (bps) interest incentive linked to performance or milestones.
  • Term Loan/Foreign Currency Term Loan facilities available.

Eligibility:

  • Preference for experienced promoters in the relevant business line for new units.
  • Export-oriented small and mid-sized MSMEs with robust fundamentals and strategic market entry plans.
  • No history of defaults with banks or financial institutions.

Description:
A financing solution tailored for MSMEs establishing new units or greenfield projects, providing end-to-end support for project execution.

Key Features:

  • Loans for purchasing land, constructing factory buildings, acquiring machinery, installing rooftop solar systems, and energy-efficient devices.
  • Financial assistance for setting up new units or greenfield projects.
  • Loan amount up to ₹50 Crore, covering up to 75% of the project cost.
  • Minimum promoter contribution of 25%.
  • Competitive interest rates linked to MCLR.
  • Repayment period of up to 7 years, including a moratorium of up to 2 years.

Eligibility:

  • New units or greenfield projects.
  • Promoters must have:
    • 5 years of experience in a similar line of business for loans above ₹20 Crore.
    • 3 years of experience for loans up to ₹20 Crore.
  • No history of defaults with banks or financial institutions.

Loan Disclosure & Disclaimer

Bisht Debt Solutions (BDS4Loans) operates as a financial services intermediary and Direct Sales Agent (DSA) for various banking and financial institutions. We do not directly sanction or disburse loans.

For complete information about our banking partnerships, DSA registration details, loan repayment terms, interest rate disclosures and important disclaimers, please read our Loan Disclosure & Disclaimer.

Read Our Loan Disclosure & Disclaimer →

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