Financial Services Under #1 Roof
About Bisht Debt Solutions
Your Financial Goals, Our Guidance
Finding the right financial solution can be challenging. At Bisht Debt Solutions Private Limited (BDS4Loans), we make the journey easier by connecting individuals and businesses with suitable financing options through our network of banks and financial institutions.
As a finance broker and intermediary, we help clients explore financial solutions such as Home Loans, Mortgages, Loans Against Property and other financing products. We understand that every financial requirement is different, which is why we help you identify options that align with your needs, financial profile and eligibility.
With access to a network of banks, lenders and financial institutions, our team guides you through the financing process, helps you understand available options and assists you with the documentation and application journey.
We are not a bank or lending institution. Our mission is to make financial services more accessible by connecting customers with suitable products offered by different banks and financial institutions.
Our Commitment
We aim to simplify the process of exploring financial solutions through informed guidance, personalised assistance and access to multiple lending institutions.
Please Note: Bisht Debt Solutions Private Limited does not provide access to payday loans or personal loans with repayment terms of less than 90 days.
Why Choose BDS4Loans?
Finding the right loan can be challenging. At Bisht Debt Solutions, we help individuals and businesses explore suitable loan options through our network of banks and financial institutions. From understanding your requirements to navigating the application process, our team is here to guide you at every step.
Multiple Lending Partnerships: Access to financing options from associated government, private and NBFC financial institutions.
Personalised Guidance: Assistance in exploring loan options based on your financial requirements and eligibility.
Documentation Assistance: Guidance on understanding and preparing the documents required by lenders.
Multiple Loan Solutions: Explore home loans, business loans, loans against property and other financing options.
Application Support: Assistance throughout the loan enquiry and application process.
Customer-Focused Approach: Our goal is to make the financing journey easier to understand and navigate.
- Commercial Property Loan: Financing for eligible commercial property purchases.
- Renovation / Construction Loan: Options for eligible renovation and construction needs.
- Loan Against Property: Financing against eligible property.
- Plot Purchase Loan: Options for eligible residential plots.
- Mortgage Loan: Property-backed financing options.
- Home Loan: Options for purchasing or constructing a home.
- Business Loan: Financing for eligible business needs.
- Project Loan: Funding options for eligible projects.
- MSME / CGTMSE Loan: Financing options for eligible MSMEs.
- Personal Loan: Financing options for eligible personal needs.
How Our Loan Process Works
Getting started with a loan doesn’t have to be complicated. At Bisht Debt Solutions, we guide you through each step, from understanding your financial requirements and exploring suitable loan options to completing documentation and submitting your application to the lender.
Our team helps make the process easier to understand, while the respective bank or financial institution handles the final verification and loan approval.
Our Partners
Bisht Debt Solutions has Multiple tie-ups with the Financial Institutions in the Industry to Provide our customers uninterrupted experience.
Our Services - Best Loan Consultant near You in Dehradun
Bisht Debt Solutions isn't a bank, but we strive to provide financial services through multiple banks, simplifying the process to match your needs or intended usage. Our goal is to make your experience as easy and efficient as possible.
Home Loan
Dreaming of owning your own home? Explore home loan options for purchasing a flat, house or constructing your dream home. BDS4Loans helps you find suitable financing options and guides you through eligibility and documentation.
Plot Purchase Loan
Planning to buy land for your future home? Explore plot purchase loan options with guidance from BDS4Loans on lender requirements, property documents and eligibility.
Loan Against Property
Need funds while owning a property? A Loan Against Property allows eligible property owners to secure financing against residential or commercial property. Explore suitable LAP options with BDS4Loans.
Business Loan
Looking to grow your business? Explore business loan options for expansion, equipment purchases, inventory and working capital. BDS4Loans helps you understand suitable financing options and eligibility requirements.
Car Loan
Ready to drive your dream car? Explore car loan options for purchasing a new vehicle with guidance on eligibility, documentation and repayment options through BDS4Loans.
Additional Services
Mutual Funds
Make your money work towards your financial goals. Explore mutual fund investment options based on your investment horizon, financial objectives and risk appetite. Market investments are subject to risk.
Health Insurance
Protect yourself and your family against unexpected medical expenses. Explore health insurance options with coverage and benefits subject to policy terms and conditions.
Life Insurance
Secure your family's financial future with life insurance. Explore protection options designed to provide financial support to your beneficiaries, subject to policy terms and conditions.
DSA Registration
Build opportunities in the financial services sector with DSA Registration. Explore opportunities to refer prospective loan customers to financial institutions, subject to their onboarding requirements.
Customer Reviews
Compare Interest Rates
Bisht Debt Solutions- the best loan consultant near you in Dehradun, has associated with the finest financial institutions to provide our customers uninterrupted experience.
Avail the Home Loan through Bisht Debt Solutions to fulfill your dream to purchase or construct your living space (Home Sweet Home).
| Bank | Loan to Property Value | Interest Rates | Processing Fee |
| LIC Housing | 80%-90% | 7.15% – 7.75% | Upto 0.5 % of loan amount + GST |
| ICICI BANK | 80%-90% | 7.10% – 7.70% | Rs 10,000+ AT or 0.25% + AT ( Whichever is lower) |
| AXIS Bank | 80%-90% | 7.10% – 7.70% | Upto 0.5 % of loan amount + GST |
| PNB Housing Loan | 80%-90% | 7.35% – 8.25% | 0.50% of the loan amount Minimum- Rs. 2,500 |
| CANFIN HOMES | 80%-90% | 7.10% – 7.70% | Upto 0.5 % of loan amount + GST |
| TATA CAPITAL | 80%-90% | 7.10% – 8.50% | Upto 0.5 % of loan amount + GST |
| Canara Bank | 80%-90% | 7.15% – 7.65% | Upto 0.5 % of loan amount + GST |
| GIC Housing Finance | 80%-90% | 7.40% – 8.50% | Upto 0.5 % of loan amount + GST |
| HDFC Bank | 80%-90% | 7.10% – 7.70% | Up to 1.25% of the loan amount or? 3,000 whichever is higher, plus applicable taxes |
| Union Bank | 80%-90% | 7.25% – 7.65% | Upto 0.5 % of loan amount + GST |
| Bank of Baroda | 80%-90% | 7.95% – 8.60% | Upto 0.5 % of loan amount + GST |
| Indian Bank | 80%-90% | 7.25% – 7.60% | Upto 0.5 % of loan amount + GST |
| SBI Bank | 80%-90% | 7.25% – 7.60% | Upto 0.5 % of loan amount + GST |
| IDFC Bank | 80%-90% | 7.50% – 8.50% | Upto 0.5 % of loan amount + GST |
Loan Against Property Loan against property (LAP) is a mortgage loan with lower interest rates, which can be used for multipurpose. One can get LAP by mortgaging his commercial property or residential property to lender as a collateral (security).
| Bank | Loan to Property Value | Interest Rates | Processing Fee |
| LIC Housing | 60% | 8.85% – 10% | Upto 0.5 % of loan amount + GST |
| ICICI BANK | 60% | 8.50% – 9.50% | Rs 10,000+ AT or 0.25% + AT ( Whichever is lower) |
| AXIS Bank | 60% | 8.50% – 9.30% | Upto 0.5 % of loan amount + GST |
| PNB Housing Loan | 60% | 8.85% – 11% | 0.35% of the loan amount Minimum- Rs. 2,500/ Maximum- Rs. 15,000/ |
| CANFIN HOMES | 60% | 9.50% – 11% | Upto 0.5 % of loan amount + GST |
| TATA CAPITAL | 60% | 9.50% – 12% | Upto 0.5 % of loan amount + GST |
| Canara Bank | 60% | 8.70% – 11% | Upto 0.5 % of loan amount + GST |
| GIC Housing Finance | 60% | 9.50% – 12% | Upto 0.5 % of loan amount + GST |
| HDFC Bank | 60% | 8.50% – 10% | Up to 1.25% of the loan amount or? 3,000 whichever is higher, plus applicable taxes |
| Union Bank | 60% | 8.90% – 11% | Upto 0.5 % of loan amount + GST |
| Bank of Baroda | 60% | 8.90% – 11% | Upto 0.5 % of loan amount + GST |
| Indian Bank | 60% | 8.60% – 11% | Upto 0.5 % of loan amount + GST |
| SBI Bank | 60% | 8.60% – 11% | Upto 0.5 % of loan amount + GST |
| IDFC Bank | 60% | 9.50% – 13% | Upto 1 % of loan amount + GST |
When you want to purchase a plot of land, you could build an area that is uniquely yours. Plot loans assist you purchased the land for your house so that you can start turning your dream domestic into reality. Availing a property loan is not always a large task in today’s technology, but it involves selecting a reliable supply presenting loans at low hobby costs.
| Bank | Loan to Property Value | Interest Rates | Processing Fee |
| ICICI BANK | 80% – 90% | 7.05% – 9.25% | Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) |
| PNB Housing Loan | 80% – 90% | 7.55% – 8.85% | 0.35% of the loan amount Minimum- Rs. 2,500/ Maximum- Rs. 15,000/ |
| IDBI Bank | 80% – 90% | 7.70% – 9.10% | NIL |
| Bajaj Finserv | 80% – 90% | 7.05% – 11.15% | – |
| Bank of Baroda | 80% – 90% | 7.75% – 9.75% | Upto 0.5 % of loan amount + GST |
| CANFIN HOMES | 80% – 90% | 7.00% – 10.50% | |
| TATA CAPITAL | 80% – 90% | 7.70% – 9.25% | – |
| Canara Bank | 80% – 90% | 7.30% – 7.70% | – |
| GIC Housing Finance | 80% – 90% | 7.70% | – |
| AXIS Bank | 80% – 90% | 6.75% – 8.50% | – |
| LIC Housing | 80% – 90% | 6.50% – 8.70% | – |
| HDFC Bank | 80% – 90% | 7.55% – 8.90% | Up to 1.25% of the loan amount or ? 3,000 whichever is higher, plus applicable taxes |
Bisht Debt Solutions is providing a loan to expand your Small business to a Major business. Business loan is collateral free loan to take the business at greater heights.
| Bank | Interest Rates | Processing Fees | Tenure | Disbursal Time |
| Canara Bank | 11.75% – 21.30% | Upto 2.5% | 12-36months | 3-4 Working Days |
| IDBI Bank | 12.25% -20% | 2.50% | 12-36months | 3-4 Working Days |
| TATA Capital | 12.50% – 19.50% | 1.25% – 2.50% | 12-36months | 3-4 Working Days |
| Bank of Baroda | 14.10% -20% | 3.00% | 12-36months | 3-4 Working Days |
| ICICI Bank | 16%-22% | 2.00% | 12-36months | 5-Working Days |
| BAJAJ FINSERV | 19%-23% | Upto 3.00% | 12-60months | 3-4 Working Days |
| Fullerton India | 22%- 29% | 3.00% | 12-36months | 3-4 Working Days |
| Aditya Birla | 20%-26% | 2.00% | 12-36months | 3-4 Working Days |
| HDFC Bank | 15% – 19% | 2.49% | 12-36months | 3-4 Working Days |
Frequently Asked Questions
1. What services does Bisht Debt Solutions offer?
Bisht Debt Solutions assists individuals and businesses with Home Loans, Loans Against Property, Business Loans, MSME Loans, Project Loans, Machinery Loans and Working Capital Loans through its associated banks and financial institutions.
2. Where is Bisht Debt Solutions located?
ABC Business Club, 16, Chakrata Road, Tagore Villa, Connaught Place, Dehradun, Uttarakhand 248001
3. Is Bisht Debt Solutions a bank or a loan consultancy?
Bisht Debt Solutions is an independent loan consultancy that connects individuals and businesses with suitable loan options offered by different banks and financial institutions. We help you explore available financing options, understand the requirements and navigate the loan application process with guidance at every step.
Please note: We are not a bank or a lending institution. Loans are provided and approved by the respective banks and financial institutions.
4. What documents are required to apply for a loan?
The documents required depend on the loan type and the applicant’s employment or business profile. Common requirements may include identity proof, address proof, bank statements, income documents and property- or business-related documents. The final document checklist is determined by the respective lending institution.
5. Who decides whether a loan is approved?
The respective bank or financial institution evaluates the application, checks the applicant’s eligibility and decides whether to approve the loan. It also determines the final loan amount, interest rate and repayment terms.
6. How can I enquire about a loan?
You can visit the relevant loan service page on the BDS4Loans website and submit the enquiry form, or contact the team using the phone number listed on the website.