Loan Against Property – Bisht Debt Solutions

Loan Against Property in Dehradun

Avail Loan Against Property in dehradun through B. D. S Private Limited to fulfill your dreams.

Our Partner Bannks

Bisht Debt Solutions has Multiple tie-ups with the Financial Institutions in the Industry to Provide our customers uninterrupted experience.

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Bisht Debt Solutions Provides Services Through Different Banks & Financial Institutions

Bank	Loan to Property Value	Interest Rates	Processing Fee
LIC Housing	60%	8.85% – 10%	Upto 0.5 % of loan amount + GST
ICICI BANK	60%	8.50% – 9.50%	Rs 10,000+ AT or 0.25% + AT ( Whichever is lower)
AXIS Bank	60%	8.50% – 9.30%	Upto 0.5 % of loan amount + GST
PNB Housing Loan	60%	8.85% – 11%	0.35% of the loan amount Minimum- Rs. 2,500/ Maximum- Rs. 15,000/
CANFIN HOMES	60%	9.50% – 11%	Upto 0.5 % of loan amount + GST
TATA CAPITAL	60%	9.50% – 12%	Upto 0.5 % of loan amount + GST
Canara Bank	60%	8.70% – 11%	Upto 0.5 % of loan amount + GST
GIC Housing Finance	60%	9.50% – 12%	Upto 0.5 % of loan amount + GST
HDFC Bank	60%	8.50% – 10%	Up to 1.25% of the loan amount or? 3,000 whichever is higher, plus applicable taxes
Union Bank	60%	8.90% – 11%	Upto 0.5 % of loan amount + GST
Bank of Baroda	60%	8.90% – 11%	Upto 0.5 % of loan amount + GST
Indian Bank	60%	8.60% – 11%	Upto 0.5 % of loan amount + GST
SBI Bank	60%	8.60% – 11%	Upto 0.5 % of loan amount + GST
IDFC Bank	60%	9.50% – 13%	Upto 1 % of loan amount + GST

Loan against property (LAP) is a mortgage loan with lower interest rates, which can be used for multipurpose. One can get LAP by mortgaging his commercial property or residential property to lender as a collateral (security). Just like a personal loan, you can use LAP to fulfill your business, or personal requirements.

Eligibility Loan Against Property in Dehradun for the loan is checked by the income of the borrower & by the value of the property according to market rate.

Types of Loan we offer

Mortgage Loan
Secured Loan
Loan against Property +OD (Overdraft)
Loan against residential or Commercial Property
Loan against property for home renovation/ education/wedding/personal expense.

Areas We Serve – Home loan is available in these areas – Dehradun, Vikasnagar, Mussorrie, Roorkee, Haridwar, Rishikesh, Saharanpur.

LAP can also be used to foreclose other existing loans.

40-60% amount of the market value of the property is financed for borrower under LAP. Income eligibility for the borrower should be more than Rs. 25,000/- per month.

Documents in LAP are same as in Home Loans for both salaried individual and Self Employed person.

There is minimum 7 to 10 days processing time for LAP.

Document Required

DOCUMENTS	SALARIED	SELF EMPLOYED
Photograph	Colour	Colour
ID Proof	Pan Card/Voter ID card	Pan Card/Voter ID card
Date of Birth proof	Pan Card/School leaving certificate/High School mark sheet	Pan Card/School leaving certificate/High School mark sheet
Address proof	Current and Permanent	Current and Permanent
Bank Statement	6 Months Salary Account	12 Months Saving/Current/CC Account
Income Proof	6 Months Salary Slip & Form 16	3 yeras financials (ITR/Computation/Balance sheet) and Business Registration Proof