1. About Bisht Debt Solutions
Bisht Debt Solutions (BDS4Loans) is a financial services intermediary headquartered in Dehradun, Uttarakhand. We operate as a Direct Sales Agent (DSA) for various banking and financial institutions and facilitate loan products through our banking partners. We are not a bank or direct lender.
2. Our Banking Partners & DSA Registration Details
Bisht Debt Solutions works with various banks and financial institutions to facilitate loan applications across different financial products.
The following are our DSA registration codes for the respective banking partners and loan categories:
| Banking Partner | Loan Category | DSA Registration Code |
|---|---|---|
| Indian Bank | Loan Against Property (LAP) | Z174DSA110103 |
| Indian Bank | Home Loan (HL) | DSAZ174110103 |
| Bank of Maharashtra | MSME Loan | DSA5557562 |
| Union Bank of India | MSME Loan | P11885 |
| Bank of India | MSME Loan | BSAMZ08908 |
| Axis Bank | Home Loan / Loan Against Property | DSA6022DDN |
| Bank of Baroda | Home Loan / Loan Against Property | DSA11722 |
| PNB Housing Finance | Home Loan / Loan Against Property | DEH/DMA/0802/4881 |
DSA registration details are provided for identification and transparency. Loan applications are subject to the respective financial institution’s eligibility criteria, policies and approval.
3. Loan Repayment & Interest Rate Disclosure
Minimum repayment period: To be confirmed by the respective lender.
Maximum repayment period: To be confirmed by the respective lender.
Maximum Annual Percentage Rate (APR): Subject to the respective lender’s applicable terms and conditions.
Interest rates, repayment periods and applicable charges vary depending on the loan product, applicant profile and lending institution.
4. Representative Loan Example
Loan amount: ₹10,00,000
Illustrative interest rate: 9.5% per annum
Tenure: 15 years
Approximate total repayment: ₹18,79,000
This is an illustrative example only. Actual repayment amounts may vary depending on the lender’s interest rate, processing fees, applicable charges and loan terms. All charges should be verified with the respective lender before proceeding.
5. Important Disclaimer
Bisht Debt Solutions (BDS4Loans) acts as a financial intermediary and facilitates loan applications through its banking and financial institution partners.
We do not independently approve or sanction loans. Loan approval, interest rates, eligibility criteria, repayment schedules, processing fees, applicable charges and final disbursement are determined by the respective lending institution.
All loan applications are subject to the lender’s internal policies, verification procedures and final approval. Applicants are advised to review the lender’s applicable terms and conditions before accepting any loan offer.