fbpx

BUSINESS LOAN IN DEHRADUN

B.D.S Pvt Ltd provides you a loan to expand your small business to a major business by taking financial help (Business loan).

| |

BUSINESS LOAN IN DEHRADUN, UTTARAKHAND

Business loan is collateral free loan to take the business at greater heights. Business loan is used to establish the infrastructure, to upgrade the plant of the industry or to purchase the equipment that are required. This loan also helps you to prevent your business from having financial problems and increasing working capital.

  • Areas We Serve – Home loan is available in these areas – Dehradun, Vikasnagar, Mussorrie, Roorkee, Haridwar, Rishikesh, Saharanpur.

 

  •  Proprietors, self-employed individuals, Partnership firms and Pvt Ltd co. can apply for business loan. The age criteria of applicant should be at least 21 years at the time of applying for the loan and not more than 65 years at the time of loan maturity.

 

  • Business should have at least more than one year stability. The business should have a turnover of Rs. 40 lakh minimum, and the minimum annual income of the business should be 1.5 lakh.

 

  • Business loan charges the interest rate from 12. 75% – 21. 70% with the processing fee Up to 2. 50% of the loan amount at the time of applying.

 

  • An applicant can prepay the loan amount after the payment of six EMIs. If an applicant prepay between 7 – 24 months than 4% of principal outstanding will be charged, and between 25 – 36 months than 3% of principal outstanding will be charged, and if applicant prepay after 36 months than 2% of principal outstanding will be charged as a foreclosure.

 

  •  If there is an overdue EMI, applicant has to pay 2% per month on EMI subject to the minimum amount of Rs. 200/-. There is also a cheque bounce charges of Rs. 550/- per cheque bounce.

Business Loan Intrest Rates

Bank Interest Rates Processing Fees Tenure Disbursal Time
HDFC Bank 15% – 19% 2.49% 12-36months 3-4 Working Days
ICICI Bank 16%-22% 2.00% 12-36months 5-Working Days
BAJAJ FINSERV 19%-23% Upto 3.00% 12-60months 3-4 Working Days
Fullerton India 22%- 29% 3.00% 12-36months 3-4 Working Days
Aditya Birla 20%-26% 2.00% 12-36months 3-4 Working Days
Bank of Baroda 14.10% -20% 3.00% 12-36months 3-4 Working Days
Canara Bank 11.75% – 21.30% Upto 2.5% 12-36months 3-4 Working Days
IDBI Bank 12.25% -20% 2.50% 12-36months 3-4 Working Days
TATA Capital 12.50% – 19.50% 1.25% – 2.50% 12-36months 3-4 Working Days
Have Questions?

Document Required

DOCUMENTS SALARIED SELF EMPLOYED
Photograph Colour Colour
ID Proof Pan Card/Voter ID card Pan Card/Voter ID card
Date of Birth proof Pan Card/School leaving certificate/High School mark sheet Pan Card/School leaving certificate/High School mark sheet
Address proof Current and Permanent Current and Permanent
Bank Statement 3 Months Salary Account 6 Months Saving/Current/CC Account
Income Proof 3 Months Salary Slip & Form 16 2 yeras financials (ITR/Computation/Balance sheet) and Business Registration Proof
WHAT WE OFFER

KEY FEATURES OF BDS Pvt Ltd

Door Step Services & Quick Loan Sanction

Repayment of Loans – 5 to 30 Years*

No Hidden Charges

Transparent Procedures

No Prepayment Charges

Have Questions?

Our Testimonials

purushuttam Pokhriyal
purushuttam Pokhriyal
2022-04-30
Verified
Thanks a million.Hope you do more than personal loans going forward. Thanks team bds.
rajender rawat
rajender rawat
2022-04-19
Verified
Best loan consultant all financial solutions at one hub👍🏼💯
Priyanka Rawat
Priyanka Rawat
2022-02-27
Verified
Best financial services and supporting staff
Sonam Bisht
Sonam Bisht
2022-02-07
Verified
Best financial service provider in dehradun thanks
Devyansh Chadha
Devyansh Chadha
2022-01-25
Verified
Very good team and a great support for solving your financial problems .

Text Widget
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus quis neque vel quam fringilla feugiat. Suspendisse potenti. Proin eget ex nibh. Nullam convallis tristique pellentesque.