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LOAN AGAINST PROPERTY

Avail Loan Against Property in dehradun through B. D. S Private Limited to fulfill your dreams.

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LOAN AGAINST PROPERTY

Loan against property (LAP) is a mortgage loan with lower interest rates, which can be used for multipurpose. One can get LAP by mortgaging his commercial property or residential property to lender as a collateral (security). Just like a personal loan, you can use LAP to fulfill your business, or personal requirements.

Types of Loan we offer

  • Mortgage Loan
  • Secured Loan
  • Loan against Property +OD (Overdraft)
  • Loan against residential or Commercial Property
  • Loan against property for home renovation/ education/wedding/personal expense.

 

  • Areas We Serve – Home loan is available in these areas – Dehradun, Vikasnagar, Mussorrie, Roorkee, Haridwar, Rishikesh, Saharanpur.

 

  • LAP can also be used to foreclose other existing loans.

 

  • 40-60% amount of the market value of the property is financed for borrower under LAP. Income eligibility for the borrower should be more than Rs. 25,000/- per month.

 

  • Documents in LAP are same as in Home Loans for both salaried individual and Self Employed person.

 

  • There is minimum 7 to 10 days processing time for LAP.

Loan Against Property Intrest Rates

Bank Loan to Property Value Interest Rates Processing Fee
LIC Housing 60% 8.85% – 10% Upto 0.5 % of loan amount + GST
ICICI BANK 60% 8.50% – 9.50% Rs 10,000+ AT or 0.25% + AT ( Whichever is lower)
AXIS Bank 60% 8.50% – 9.30% Upto 0.5 % of loan amount + GST
PNB Housing Loan 60% 8.85% – 11% 0.35% of the loan amount Minimum- Rs. 2,500/ Maximum- Rs. 15,000/
CANFIN HOMES 60% 9.50% – 11% Upto 0.5 % of loan amount + GST
TATA CAPITAL 60% 9.50% – 12% Upto 0.5 % of loan amount + GST
Canara Bank 60% 8.70% – 11% Upto 0.5 % of loan amount + GST
GIC Housing Finance 60% 9.50% – 12% Upto 0.5 % of loan amount + GST
HDFC Bank 60% 8.50% – 10% Up to 1.25% of the loan amount or? 3,000 whichever is higher, plus applicable taxes
Union Bank 60% 8.90% – 11% Upto 0.5 % of loan amount + GST
Bank of Baroda 60% 8.90% – 11% Upto 0.5 % of loan amount + GST
Indian Bank 60% 8.60% – 11% Upto 0.5 % of loan amount + GST
SBI Bank 60% 8.60% – 11% Upto 0.5 % of loan amount + GST
IDFC Bank 60% 9.50% – 13% Upto 1 % of loan amount + GST
Have Questions?

Document Required

DOCUMENTS SALARIED SELF EMPLOYED
Photograph Colour Colour
ID Proof Pan Card/Voter ID card Pan Card/Voter ID card
Date of Birth proof Pan Card/School leaving certificate/High School mark sheet Pan Card/School leaving certificate/High School mark sheet
Address proof Current and Permanent Current and Permanent
Bank Statement 6 Months Salary Account 12 Months Saving/Current/CC Account
Income Proof 6 Months Salary Slip & Form 16 3 yeras financials (ITR/Computation/Balance sheet) and Business Registration Proof
WHAT WE OFFER

KEY FEATURES OF BDS Pvt Ltd

Door Step Services & Quick Loan Sanction

Repayment of Loans – 5 to 30 Years*

No Hidden Charges

Transparent Procedures

No Prepayment Charges

Have Questions?

Our Testimonials

purushuttam Pokhriyal
purushuttam Pokhriyal
2022-04-30
Verified
Thanks a million.Hope you do more than personal loans going forward. Thanks team bds.
rajender rawat
rajender rawat
2022-04-19
Verified
Best loan consultant all financial solutions at one hub👍🏼💯
Priyanka Rawat
Priyanka Rawat
2022-02-27
Verified
Best financial services and supporting staff
Sonam Bisht
Sonam Bisht
2022-02-07
Verified
Best financial service provider in dehradun thanks
Devyansh Chadha
Devyansh Chadha
2022-01-25
Verified
Very good team and a great support for solving your financial problems .

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