B.D.S has Multiple tie-ups with the Financial Institutions in the Industry to Provide our customers uninterrupted experience.
Personal loan is an unsecured multipurpose loan required to fulfill the immediate personal need. An individual can opt for personal loan to finance vacation, finance wedding, financing advance education, medical emergencies or consolidate debt.
It is a most preferred loan to carry out urgent requirements. The rate of interest in this loan is generally higher than other loans, as it is an unsecured loan. There are many benefits of personal loan.
It is a collateral free loan offered to the individual based on their credit history. It is a multipurpose loan with competitive interest rate, fewer documentation, easy EMIs, quick disbursal and flexible tenure.
Types of Loan we offer
- Unsecured Loan
Areas We Serve :
Home loan is available in these areas – Dehradun, Vikasnagar, Mussorrie, Roorkee, Haridwar, Rishikesh, Saharanpur.
Eligibility Criteria :
Personal loan in dehradun is available for salaried employee, Self-employed person or professionals.
The age limit for salaried employee is 21 – 58 years and for self – employed person is 25–65 years. Monthly income of Rs. 25,000 per month is eligible to apply personal loan. Lenders consider at least one year experience from the current employer for salaried employee and for self-employed person, minimum three years of experience is required.
To get an approval of personal loan, an applicant must have excellent credit score. A good Credit score range is 700-900.
As it is an unsecured loan, no document is required to keep as collateral.
An applicant can apply for personal loan by submitting his/her Salary slips and Form 16, Bank statement of previous six months, Returns of Income Tax, Credit score report, Address proof (Aadhaar card, Passport, Electricity bill, Water bill, etc) and Identity proof (PAN Card, Voter’s ID Card, Driving license, etc)
An application form and documents should be self-attested along with photographs of the applicant.
Personal Loan Intrest Rates
|Bank||Interest Rates||Processing Fees||Disbursal Time|
|HDFC Bank||11.49% – 19.50%||Upto 2.5%||3-4 Working Days|
|ICICI Bank||11% – 17.50%||Upto 2.5%||3-4 Working Days|
|Bajaj Finserv||11.99% – 16.00%||Upto 2.5%||3-4 Working Days|
|Fullerton India||11.99% – 26.00%||Upto 2.00%||3-4 Working Days|
|Axis Bank||15.00% – 20.00%||Upto 2.00%||3-4 Working Days|
|TATA Capital||12.50% – 19.50%||Upto 2.5%||3-4 Working Days|
|IDBI Bank||13.20%-20.00%||Upto 2.5%||3-4 Working Days|
|Canara Bank||13.00% – 21.30%||Upto 2.5%||3-4 Working Days|
|Bank of Baroda||11.60% – 16.60%||Upto 2.5%||3-4 Working Days|
|ID Proof||Pan Card/Voter ID card||Pan Card/Voter ID card|
|Date of Birth proof||Pan Card/School leaving certificate/High School mark sheet||Pan Card/School leaving certificate/High School mark sheet|
|Address proof||Current and Permanent||Current and Permanent|
|Bank Statement||3 Months Salary Account||6 Months Saving/Current/CC Account|
|Income Proof||3 Months Salary Slip & Form 16||2 yeras financials (ITR/Computation/Balance sheet) and Business Registration Proof|