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PERSONAL LOAN IN DEHRADUN

We at B.D.S Pvt Ltd helps client to get Personal loan in dehradun at affordable and in a easy manner.

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PERSONAL LOAN

Personal loan is an unsecured multipurpose loan required to fulfill the immediate personal need. An individual can opt for personal loan to finance vacation, finance wedding, financing advance education, medical emergencies or consolidate debt. It is a most preferred loan to carry out urgent requirements. The rate of interest in this loan is generally higher than other loans, as it is an unsecured loan. There are many benefits of personal loan. It is a collateral free loan offered to the individual based on their credit history. It is a multipurpose loan with competitive interest rate, fewer documentation, easy EMIs, quick disbursal and flexible tenure.

Types of Loan we offer
  • Unsecured Loan
Areas We Serve :

Home loan is available in these areas – Dehradun, Vikasnagar, Mussorrie, Roorkee, Haridwar, Rishikesh, Saharanpur.

Eligibility Criteria :

Personal loan in dehradun is available for salaried employee, Self-employed person or professionals.

The age limit for salaried employee is 21 – 58 years and for self – employed person is 25–65 years. Monthly income of Rs. 25,000 per month is eligible to apply personal loan. Lenders consider at least one year experience from the current employer for salaried employee and for self-employed person, minimum three years of experience is required.

To get an approval of personal loan, an applicant must have excellent credit score. A good Credit score range is 700-900.

As it is an unsecured loan, no document is required to keep as collateral.

An applicant can apply for personal loan by submitting his/her Salary slips and Form 16, Bank statement of previous six months, Returns of Income Tax, Credit score report, Address proof (Aadhaar card, Passport, Electricity bill, Water bill, etc) and Identity proof (PAN Card, Voter’s ID Card, Driving license, etc)

An application form and documents should be self-attested along with photographs of the applicant.

Personal Loan Interest Rates

Bank Interest Rates Processing Fees Disbursal Time
HDFC Bank 11.49% – 19.50% Upto 2.5% 3-4 Working Days
ICICI Bank 11% – 17.50% Upto 2.5% 3-4 Working Days
Bajaj Finserv 11.99% – 16.00% Upto 2.5% 3-4 Working Days
Fullerton India 11.99% – 26.00% Upto 2.00% 3-4 Working Days
Axis Bank 15.00% – 20.00% Upto 2.00% 3-4 Working Days
TATA Capital 12.50% – 19.50% Upto 2.5% 3-4 Working Days
IDBI Bank 13.20%-20.00% Upto 2.5% 3-4 Working Days
Canara Bank 13.00% – 21.30% Upto 2.5% 3-4 Working Days
Bank of Baroda 11.60% – 16.60% Upto 2.5% 3-4 Working Days
Have Questions?

Document Required

DOCUMENTS SALARIED SELF EMPLOYED
Photograph Colour Colour
ID Proof Pan Card/Voter ID card Pan Card/Voter ID card
Date of Birth proof Pan Card/School leaving certificate/High School mark sheet Pan Card/School leaving certificate/High School mark sheet
Address proof Current and Permanent Current and Permanent
Bank Statement 3 Months Salary Account 6 Months Saving/Current/CC Account
Income Proof 3 Months Salary Slip & Form 16 2 yeras financials (ITR/Computation/Balance sheet) and Business Registration Proof
WHAT WE OFFER

KEY FEATURES OF BDS Pvt Ltd

Door Step Services & Quick Loan Sanction

Repayment of Loans – 5 to 30 Years*

No Hidden Charges

Transparent Procedures

No Prepayment Charges

Have Questions?

Our Testimonials

purushuttam Pokhriyal
purushuttam Pokhriyal
2022-04-30
Verified
Thanks a million.Hope you do more than personal loans going forward. Thanks team bds.
rajender rawat
rajender rawat
2022-04-19
Verified
Best loan consultant all financial solutions at one hub👍🏼💯
Priyanka Rawat
Priyanka Rawat
2022-02-27
Verified
Best financial services and supporting staff
Sonam Bisht
Sonam Bisht
2022-02-07
Verified
Best financial service provider in dehradun thanks
Devyansh Chadha
Devyansh Chadha
2022-01-25
Verified
Very good team and a great support for solving your financial problems .

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